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Best health insurance for expats in Spain 2024

Here is an overview of some of the best health insurance for expats we know of. I have used Aegon myself since 2017 and I can refer you to my sales rep. However, I did have a bad experience when I needed a MRI scan. Otherwise the service is fine for annual checkups with my doctor.

1. Sanitas

Sanitas is one of the most well-known health insurance providers in Spain, especially popular among expats. It offers a wide range of plans tailored to different needs, including comprehensive coverage, dental care, and plans that provide access to their extensive network of private hospitals and clinics. Sanitas is part of Bupa, a global healthcare group, which adds to its reliability and trustworthiness. Visit

2. Adeslas

Adeslas is another leading health insurance provider in Spain, offering extensive coverage options. It has a large network of healthcare professionals and facilities. Adeslas provides various plans, from basic to more comprehensive packages, ensuring that expats can find suitable coverage according to their needs. Visit

3. Asisa

Asisa is a cooperative health insurance company with a strong presence in Spain. It offers a wide range of health insurance plans, including comprehensive medical coverage, dental insurance, and international coverage options. Asisa is known for its high-quality service and extensive network of healthcare providers. Visit

4. Mapfre

Mapfre is one of the largest insurance companies in Spain and offers a variety of health insurance plans for individuals, families, and expats. Their plans typically include extensive medical coverage, access to a large network of healthcare providers, and additional services such as medical advice and second opinions. Visit

5. DKV Seguros

DKV Seguros is part of the international insurance group Munich Health. It offers a variety of health insurance plans tailored to different needs, including individual, family, and international plans. DKV is known for its high-quality customer service and comprehensive coverage options. Visit

6. Cigna Global

Cigna Global is an international health insurance provider that offers tailored plans for expats living in Spain. Their plans are known for being highly flexible, allowing customers to choose their level of coverage, including options for outpatient care, inpatient care, medical evacuation, and wellness benefits. Visit

Factors to Consider When Choosing Health Insurance:

  1. Coverage: Ensure the plan covers the services you need, such as GP visits, specialist consultations, hospitalisation, emergency care, and prescription drugs.
  2. Network: Check if the insurer has a good network of healthcare providers in your area.
  3. Cost: Compare premiums, deductibles, co-pays, and out-of-pocket maximums.
  4. Customer Service: Look for reviews and feedback regarding the insurer’s customer service and claims process.
  5. Additional Benefits: Consider any extra benefits, such as dental coverage, wellness programs, or international coverage.
  6. Language Support: Ensure the insurer offers customer service and documentation in your preferred language.

These companies are highly regarded and provide various options suitable for expats. When choosing health insurance, it’s essential to compare plans based on your specific needs and circumstances.

If you have any questions, don’t hesitate to message us or stay connected via our Facebook and Instagram pages. Cheers, Kent.

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